FAQs

How much can I borrow?
Depending on your personal circumstances, UK applicants can borrow any amount from £5,000 up to £250,000 to be repaid over any period between 5 and 30 years. That means we really can tailor a loan to your own particular needs, and make sure you have the right one for you.

Do I have to use my UK property as security for my secured loan?
You don't always have to use your UK home as security, and we do offer loans for tenants, however if you do own your home and you are willing to secure your secured loan against it, we could offer you more flexible borrowing arrangements. And don't forget, with DBS Finance, there are no survey fees, legal fees or other upfront charges to worry about.

What can I use the secured loan for?
We have approved secured loans for UK customers needing money for anything and everything - from home improvements to a new bike or car, weddings, holidays or just a special gift. Our most popular request is for debt consolidation loans, but we have also given loans to people for many other purposes. Overall you can borrow the money you need for any reasonable purpose.

How long does the secured loan take?
Get a decision in principle within 24 hours, and you could have the cash within 14 days. If you call us right now, we will give you an immediate 'in principle' decision and send out your loan offer today. You'll be under no obligation, and no salesman will call. The final approval of your loan rests with your lender. We are confident that as long as the information you provide is accurate, the loan will be completed on the original terms discussed. However, until the loan is finally approved you should not enter into any agreements on the assumption that the loan will be completed. When you receive your cheque will depend on what type of loan you take out, but you can usually expect to receive your cheque within 14 days. If your loan requirement is urgent and over £25,000, you could receive a cheque even sooner.