Best Rates Secured Loans

Finding the best rates secured loans is easier than ever. Secured lending has become an increasingly popular and competitive market and with the help of the Internet, finding the best rates for secured loans has never been easier. Whether you have spotless credit or bad credit, or even no credit, there are secured loans available for you. In order to receive the best rates for secured loans, borrowers should optimally have good credit and equity in their property.

What is a secured loan? A secured loan is one that requires the borrower to provide the lender with some form of security as collateral against the loan. If you fail to repay the loan within the agreed terms, the lender can reclaim some of their losses through this collateral. Many lenders offer payment protection to guard against losing the property in the unlikely event that you cannot repay the loan.

The security on the loan is usually some form of property owned by the borrower. Whether it is owned outright or already has a mortgage may determine the interest rate and terms on the loan. In general, you can expect to receive up to 125% of the property value for their loan. It is always a good idea to do some research into the company and the rates they are quoting you. Generally speaking, the Annual Percentage Rates (APR) often quoted are to be used as a guide and the actual rates you might receive will be based upon your individual personal circumstances.

How you use the money is up to you. A personal secured loan is just as it sounds: a loan for your personal use. You can use it to remodel your home, for debt consolidation or for a new or used vehicle. There are generally very few requirements on personal loans. Home improvement loans might require that the money be spent on renovating the home, just as debt consolidation loans may be required to be spent paying down outstanding debt. Do your homework and you can easily find the best rates for secured loans that are just right for your needs. Don't wait, simply apply using our online application form or call us to apply now!

DBS Finance were great. I’m so glad I chose them. all my money problems were solved. They were patient and understanding in what was a very stressful situation. Thank you for such great service! Mr & Mrs D - Northampton

IMPORTANT NOTE: Rates Subject to status. Loans secured on property. Written quotations upon request. Typical rate between 5.59% and 14.3% APR dependent on status. Loans between £5,000 and £200,000 available. Current Max LTV 85% THINK CAREFULLY BEFORE SECURING OTHER DEBTS / LOANS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT / LOAN SECURED ON IT.